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Voluntary Benefits 

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Voluntary Life and AD&D​

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Voluntary Benefits Complete Your Benefits Coverage ​Supplemental medical benefits, through Cigna, help protect you and your loved ones financially when you experience an unexpected health event. You are responsible for the cost of this benefit and can elect coverage for yourself, your spouse, and your children.

Accident Insurance

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Accidents can happen any time. You may buy Accident insurance to help pay for expenses related to unexpected accidents and injuries, such as emergency room visits, medical exams, hospital stays, and physical therapy. The benefit amount is determined by the injury and medical care received and is paid in a lump sum amount.

Hospital Indemnity Insurance

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An unexpected hospital stay can be expensive, even with medical insurance.  Hospital Indemnity insurance helps you cover expenses and bills related to being admitted or confined in a hospital. 

Critical Illness Insurance

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Critical Illness insurance helps you pay for expenses related to the new diagnosis of a critical illness such as a heart attack, cancer, multiple sclerosis, major organ failure, or stroke.  Rates for Critical Illness Insurance are based on age and are available in Employee Navigator during your enrollment process.

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